#self-insurance  insuring yourself by setting aside money to cover possible losses rather than by purchasing an insurance policy
  supertype:  insurance__coverage  promise of reimbursement in the case of loss; paid to people or companies so concerned about hazards that they have made prepayments to an insurance company
     supertype:  security.assets__protection  defense against financial failure; "his pension gave him security in his old age"; "insurance provided protection against loss of wages due to illness"
        supertype:  indemnity.protection  protection against future loss
           supertype:  protection.security__shelter  the condition of being protected; "they were huddled together for protection"; "he enjoyed a sense of peace and protection in his new home"
              supertype:  security  the state of being free from danger or injury; "we support the armed services in the name of national security"
                 supertype:  safety.state  the state of being safe; "the safety of the children"
                    supertype:  condition.state__status  a condition or state at a particular time: "a condition (or state) of disrepair"; "the current status of the arms negotiations"
                       supertype:  state  the way something is with respect to its main attributes; "the current state of knowledge"; "his state of health"; "in a weak financial state"
                          supertype:  state  situation that is not a process
                             supertype:  situation  something that "occurs" in a real/imaginary region of time and space
                                supertype:  thing__something___T__t___3D_or_4D_thing_or_anything_else  any category (type or individual) is instance of this type; any type is also a subtype of this type
                          supertype:  process__proces__physicalsituation  intuitively, the class of things that happen and have temporal parts or stages; examples include extended events like a football match or a race, actions like pursuing and reading, and biological processes; sumo#process is not identical to pm#situation because an instance of pm#situation is not necessarily an instance of sumo#physical
                             supertype:  situation  something that "occurs" in a real/imaginary region of time and space
                             supertype:  process_or_process_description
                                supertype:  processing_thing
                                   supertype:  thing_playing_some_role  category to classify things according to roles/viewpoints; classification under this category is application-dependant
                                      supertype:  thing__something___T__t___3D_or_4D_thing_or_anything_else  any category (type or individual) is instance of this type; any type is also a subtype of this type
                             supertype:  physical__physical_thing  an entity that has a location in space-time; locations are themselves understood to have a location in space-time; click here for more details on the identical category sowa#physical_thing
                                supertype:  thing__something___T__t___3D_or_4D_thing_or_anything_else  any category (type or individual) is instance of this type; any type is also a subtype of this type

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