#debt  the amount that is owed
  supertype:  #liabilities__liabilitie  ('!' replaced by '-' since a liability (e.g. a loan) for someone may be seen as an asset by another or even the same person (e.g. a credit))$ anything that is owed to someone else
  subtype:  #arrears__arrear  an unpaid overdue debt
  subtype:  #national_debt  the debt of the national government (as distinguished from the debts of individuals and businesses and political subdivisions)
  subtype:  #public_debt  the total of the nation's debts: debts of local and state and national governments; an indicator of how much public spending is financed by borrowing instead of taxation
  subtype:  #debt_limit__debt_ceiling  the maximum borrowing power of a governmental entity
     subtype:  #national_debt_ceiling  a limit set by Congress beyond which the national debt cannot rise; periodically raised by Congress
  subtype:  #bad_debt__baddebt  a debt that is unlikely to be repaid
  subtype:  #installment_debt__installmentdebt  debt to be paid by installments
  subtype:  #loan  the provision of money temporarily given (usually at interest)
     subtype:  #bank_loan  a loan made by a bank; to be repaid with interest on or before a fixed date
        subtype:  #business_loan__commercial_loan  a bank loan granted for the use of a business
        subtype:  #interbank_loan__interbankloan  a loan from one bank to another
     subtype:  #home_equity_credit__home_equity_loan__equity_credit_line  a loan secured by equity value in the borrower's home
     subtype:  #installment_credit__installmentcredit__installment_loan__installmentloan  a loan repaid with interest in equal periodic payments
     subtype:  #call_loan__demand_loan  a loan that is repayable on demand
     subtype:  #direct_loan  a loan by a lender to a customer without the use of a third party; direct lending gives the lender greater discretion in making loans
     subtype:  #participation_loan__participationloan__loan_participation__participation_financing__participationfinancing  a loan that is shared by a group of banks that join to make a loan too big for any one of them alone
     subtype:  #personal_loan__consumer_loan  a loan that establishes consumer credit that is granted for personal use; usually unsecured and based on the borrower's integrity and ability to pay
        subtype:  #automobile_loan__auto_loan__car_loan__carloan  a personal loan to purchase an automobile
     subtype:  #real_estate_loan__mortgage_loan  a loan on real estate that is usually secured by a mortgage
     subtype:  #time_loan  a loan that is payable on or before a specified date
  subtype:  #principal  the original amount of a debt on which interest is calculated
  subtype:  #score.debt  an amount due (as at a restaurant or bar); "add it to my score and I'll settle later"

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