#debtor  someone who owes money
  exclusion:  #creditor
  supertype:  #borrower  someone who receives something on the promise to return it or its equivalent
  subtype:  #deadbeat__defaulter  someone who fails to meet a financial obligation
     subtype:  #deadbeat_dad  a father who defaults on his obligation to provide financial support for his offspring
  subtype:  #fly-by-night  a debtor who flees to avoid paying
  subtype:  #mortgagor__mortgager  the person who gives a mortgage in return for money to be repaid; "we became mortgagors when the bank accepted our mortgage and loaned us the money to buy our new home"

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